Inflation has raised its ugly head these past few months. Everything is more expensive in particular electricity, heat and food. But we keep positive and plan – that is the key.

The main component of planning is creating lists – lists of all kinds. For instance, do you plan before you shop? Always bring your loyalty or discount cards, vouchers with you when shopping? Check what’s in the pantry or fridge before you leave home?

John Lowe of gives invaluable advice on how to shop smart with the austerity challenges ahead of us with 20 ways to shed those euros.

1. Always shop with a pre-written grocery list. Stick to what is on the list.

2. Check to see what you need before making out a shopping list – many shoppers buy items they already have in stock. Check your pantry/fridge.

3. Create a daily list for updating. If

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Shopping online or by television has grown increasing popular throughout the years, mainly due to convenience. Buyers can often obtain substantial deals without having to leave home. As added bonuses, products generally arrive quickly and can be delivered directly to the doorstep. But, before you throw down your credit cards and commit to buying anything, consider these factors:

  • Make sure you are buying from a reputable business and opt for trusted websites.
  • Always use strong passwords that are changed frequently.
  • Check bank and credit card statements regularly.
  • When shopping online, beware of misspellings that can take you to the wrong websites.
  • Also beware of unofficial domain names designed to trick buyers (for example .net rather than .com).
  • Use websites with an SSL (secure sockets layer) encryption. URLs generally start with HTTPS rather than HTTP.
  • Never give out your birthday or SSN (social security number). Once a scammer obtains this information;
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Shopping second-hand is more accessible than ever these days, but the sheer amount of choice out there can be daunting for those who are new to the world of pre-loved fashion. That’s why stylist Amy Bannerman – who has worked with the likes of Dua Lipa and Sophie Turner and was behind Love Island‘s second-hand wardrobe this summer – has been sharing her insider tips to help guide others along the way.

“My love of second-hand shopping started very early on,” Amy tells Vogue. “My older brother Angus inspired me a lot growing up – he had a vintage ’80s leopard print coat which I endlessly coveted. I was always very sentimental with clothing, so I guess that a love of the meaning behind pieces was imbued at a young age.”

As well as being an eBay obsessive, Amy can regularly be found trawling the rails at charity

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